Ten Crucial Questions Consumers should ask when considering Medicare and Final Expense coverage.

• What is the companies’ “AM Best’s” Rating?

• Are the sales associates educated to Medicare compliance on a consistent basis?

• Does my coverage travel with me?

• Can I reach an actual human being if I have any questions?

• Are there any riders that limit my coverage?

• I already have life insurance, why do I need Final Expense coverage?

• Does the sales associate have my best interests in mind?

• Am I able to get coverage that I can afford?

• What medical conditions can I have and still qualify for coverage?

• How long will it take for my coverage to go into effect?