Another important issue facing many seniors today is how to lessen the burden on their families and loved ones during difficult times. The financial costs of cancer are a burden, both to those diagnosed with the disease and their loved ones. A cancer insurance policy can help cover expensive treatments and care, so that those costs don’t fall on you or your family. A Hospital Indemnity Plan pays benefits directly to you, not doctors or hospitals, so that you can spend it as you need during a hospital stay on things such as transportation, home care, etc. A little known fact concerning seniors today is that at present, Social Security will only pay $255 of funeral expenses, while the average funeral costs $6,500, according to the National Funeral Directors Association. And these costs can quite easily climb much higher. A Final Expense Plan will pay funeral expenses not paid by Social Security, and any other expenses incurred at the time of death, protecting your loved ones financially in a difficult time.

Cancer Protection Coverage

Once a diagnosis of cancer has been made, your medical expenses should be the least of your concerns. The financial costs of cancer care are a burden, both to those diagnosed with the disease and their loved ones. A cancer insurance policy can help cover unexpected and expensive out-of-pocket costs that occur during this uncertain period of your life. To help protect yourself and your family from these burdens, please let one of our qualified representatives provide you with more details.

Hospital Indemnity Insurance Coverage

This Insurance is designed to help you cover any additional costs that may accumulate during a hospital stay. A Hospital Indemnity plan only costs a small premium, which does NOT increase with age. No medical exams are required to qualify. The predetermined benefits of this plan are paid regardless of any other coverage you might have, and are paid directly to YOU- not to the doctor or hospital- so that you can spend it as you need to. If you are interested in hearing more about this addition to your health coverage, one of our qualified agents will be happy to assist you.

Final Expense Life Insurance Coverage

This program allows you relieve your family and loved ones of the burdens of funeral costs. At present, Social Security will only cover $255 of final expenses; while the average funeral costs $6,500, according to the National Funeral Directors Association. According to the AARP, these costs can easily reach $10,000 once a burial plot, flowers, and other costs are included. This Senior Plan will pay 100% of all funeral expenses not paid by Social Security. Please speak to one of our qualified representatives for assistance.